After nearly a year and a half living in WA, I finally got my first speeding ticket. This is my third ticket over roughly 20 years of driving, the first two were in CA and were for less than 10 mph over. Not including today's ticket, my record is completely clean. Generally, I'm not a Speed Racer type on public roads. Officer says he got me at 62 mph in a 45 zone (which was just before the road turns into a 50 mph, then a 55 mph zone within a quarter mile or so). Two other cars were pulled over by other officers while I was sitting roadside -- a speed trap, for sure. I was polite, succinct, thanked the officer, which no doubt helped me get written up for just 5 mph over instead of 15 mph over. My clean record probably helped too. I have no qualms with paying the $108 fine, it's small beans in the grander scheme. What worries me more is what this will do to my insurance rates for the next few years. That leads me to wonder if the state's "deferral" program would make sense for me? In CA, drivers are allowed to go to traffic school (in person or online) and have one ticket removed from their record every few years or so -- I did this with both of my prior tickets since they were years apart. In Washington, deferral seems to be the only option to prevent a ticket from going on a driver's record besides just fighting it. I'm reluctant to fight it, since the ticket clearly states I was traveling 62 mph, but was only written up for 50 mph. Anyone gone the deferral route? Worth it? From what I hear, you need a clean record to do it and it's only available once every seven years, so this appears to be my one chance. Interested in hearing any perspective on this.