Track Day Insurance 2022

Have you tried Hagerty? I know some folks who love using them, and they treated them well when they had a claim. I bought their track day insurance for my Boxster when I track it, but I’m glad I haven’t had to make a claim. I’m not sure about insuring a Ferrari for track days, but I have my normal insurance through them and they have been very easy to work with.

 

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try these guys…..

 

LMK, I attend Chin Racing events and there are typically several that provide track insurance, even the day of……

Unfortunately there aren’t too many of us Ferrari guys there, so the audience may not know that they won’t insure specific brands, though it sounds discriminatory to me, especially as it’s driver education.

I’d say 90% are GT3 and GT4s and Vettes.

 

Did you look at your policy? Are you doing HPDE as opposed to Racing?

 

Take a close look at your existing policy. HPDE should be considered driver education and not racing.

 

Insurance for skyrocketing exotics is becoming a problem, track or not. I’m covered to that amount, and the rest is on me in the event of a problem.

Thus, my zeal to depreciate my car via use and miles as quickly as possible. While I hope to escape unscathed, in the event something happens it’s been a hell of a ride (literally).

I am reluctant to track the STO for this reason alone, but am dying to give it a workout.

I will be at an FCA event mid April and another Chin event soon and ask what others are doing. It seems most have dedicated track cars whose value doesn’t exceed the above mentioned value.

Ironically, there are likely fewer incidents in a controlled driver education environment such as rhis compared to the open road. It’s not racing.

 

Any one have any feedback on these guys?

https://www.xinsurance.com/risk-class/track-day/

 

State Farm— has told me a couple times if its on the track- we won’t cover. Period.

fwiw

 

Correct. I be State Farm, have been with them for well over 30years and they do not cover any vehicle not on public roads. No HPDE track driving, no Autocross and for those with Jeep that go off-road that’s not covered either. No car insurance company cover these activities other than those companies that offer HDPE Track insurance and that insurance is only for on the track and doesn’t cover driving on the street.

I’ve called every insurance company outside they ones that offer special track HPDE insurance and not 1 single company covers off public road, especially a track day or Autocross. Doesn’t matter anymore that it’s “not racing”.