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Insurance

Discussion in 'Canada' started by I.T. Guy, Feb 23, 2017.

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  1. I.T. Guy

    I.T. Guy F1 World Champ
    Rossa Subscribed

    Jul 17, 2004
    12,719
    Canada
    Full Name:
    Jason
    #1 I.T. Guy, Feb 23, 2017
    Allstate quoted me $3k for the F430, I was happy. They just had to get it approved, as it was over their "rider limit" or something. They just called back and said they don't do anything over $125k.

    Am I defective or is this true?

    Where to go next?
     
  2. White rock

    White rock Karting

    Oct 23, 2013
    70
    White Rock BC
    #2 White rock, Feb 23, 2017
    Canadian direct/belair
     
  3. MS250

    MS250 Two Time F1 World Champ
    Lifetime Rossa

    Dec 10, 2003
    26,129
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    Avvocato
    #3 MS250, Feb 23, 2017
    Try Zahars

    1-800-667-1802
     
  4. I.T. Guy

    I.T. Guy F1 World Champ
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    Jul 17, 2004
    12,719
    Canada
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    #4 I.T. Guy, Feb 23, 2017
    Thank you sirs.


    Sent from my iPhone using Tapatalk
     
  5. rnelson

    rnelson F1 Rookie
    Silver Subscribed

    Oct 3, 2005
    4,729
    #5 rnelson, Feb 24, 2017
    State farm. Pay less for my porsche than my f150. They quoted me something equally low for the f430.

    Only catch is big price tag cars want big minimum deductibles ($5k?)
     
  6. sdematt

    sdematt Karting

    Nov 16, 2015
    216
    Vancouver, Canada
    Full Name:
    Matt
    #6 sdematt, Feb 24, 2017
    Does this also work for British Columbia due to the big bad ICBC?
     
  7. Drock28

    Drock28 Formula 3

    Jan 13, 2013
    1,430
    Montreal
    Full Name:
    Tony
    #7 Drock28, Feb 25, 2017
    instead of calling and getting a quote from each insurer..
    if you can get in touch with a broker who can scan all the insurers for best rates, terms etc.. is best.

    3k to insure a 430.. seems crazy high..?

    I have a 355.. fine worth less then a 430.. but I pay 1/3 of that..
    with agreed/fixed value, in case of total loss..

    this is in Quebec.. don't know the rules elsewhere..
     
  8. GordonC

    GordonC F1 Rookie
    Owner Rossa Subscribed

    Aug 28, 2005
    4,120
    Calgary, AB, Canada
    Full Name:
    Gordon
    #8 GordonC, Feb 25, 2017
    Make sure your insurance provider will accept an agreed value that it doesn't depreciate. My regular insurance provider wouldn't do an Endorsement 19 on my 1984 308 at all. I changed the Ferrari (and a modified/customized car) to Hagerty www.hagerty.ca , have a declared agreed value on both. The only restriction on Hagerty is they won't cover daily commuting use, only pleasure usage.
     

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