How does out-of-state ticket reporting work for NYS insurance? | FerrariChat
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How does out-of-state ticket reporting work for NYS insurance?

Discussion in 'New York Tri-State' started by Nabbs, May 12, 2007.

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  1. Nabbs

    Nabbs Formula Junior

    Dec 23, 2003
    909
    Manhattan, NY
    Full Name:
    Naveed
    #1 Nabbs, May 12, 2007
    Got my first speeding ticket in almost a decade in CT on my way up to Boston yesterday. Reading the NYS DMV site I know that points will not transfer over, but I am most concerned about insurance points. Does anybody know if insurance checks surrounding states for violations? Or do they just rely on NYS?

    Thanks in advance,

    -N
     
  2. Nabbs

    Nabbs Formula Junior

    Dec 23, 2003
    909
    Manhattan, NY
    Full Name:
    Naveed
    #2 Nabbs, May 12, 2007
    PS

    From http://www.nydmv.state.ny.us/dmvfaqs.htm

    If I get a ticket for a moving violation in another state, do I receive points on my NYS driver license?

    The NYSDMV does not record out-of-state violations committed by NYS drivers in other jurisdictions. The exceptions are alcohol-related violations, drug-related violations, and moving violations committed in Quebec or Ontario. Under special agreements, traffic convictions in Quebec or Ontario are recorded on NYS driver license records and carry points. Except for violations in Ontario and Quebec, points are not added to your NYS record for out-of-state violations.

    If you do not respond to a ticket or fail to pay a fine for a moving violation that you committed in any state except Alaska, California, Michigan, Montana, Oregon or Wisconsin, the DMV suspends your NYS driver license until you respond to the ticket or pay the fine. If a driver from a state except these six states fails to respond to a traffic ticket issued in NYS, their driver license will be suspended until the driver responds to the traffic ticket in NYS.

    Drivers from other states must contact the DMV in their home state to get information about the effect of a traffic violation conviction that occurs in NYS.

    If you receive a conviction for an alcohol-related or drug-related driving violation in any state, your NYS driver license is revoked for at least six months.
     
  3. Nabbs

    Nabbs Formula Junior

    Dec 23, 2003
    909
    Manhattan, NY
    Full Name:
    Naveed
    #3 Nabbs, May 12, 2007
    As much as I hate to throw good money out with bad; can anyone refer a traffic lawyer in the Hartford area?
     
  4. Italteen3

    Italteen3 Formula 3

    Oct 14, 2005
    1,074
    New York
    Full Name:
    Anthony
    #4 Italteen3, May 13, 2007
    Unfortunately I can't refer a traffic lawyer to you in the Hartford area, but when I got pulled over for wreckless driving in Virginia there was a website I used to search for lawyers by type and area. Try a search on google or yahoo for lawyers, it should be in the top 3 hits. Did some research and found a decent lawyer who got no jail time for me, small fine, and 30 day revocation of driving privilege in a state I've been to once. I was lucky and learned my lesson.

    EDIT: Quick search and I found the website again >>> http://www.lawyers.com/ Hope that helps Nabbs and goodluck with the ticket.
     
  5. Attitude928

    Attitude928 Formula Junior

    Nov 1, 2003
    945
    NYC
    #5 Attitude928, May 13, 2007
    I got nailed in New Jersey, spoke with a local NJ lawyer and then pled guilty and paid...no points & didn't show up on insurance.

    For NY violations, points go on your licence from the date of infraction (always get a lawyer), but the insurance company counts the violation for three years starting from the date of conviction. So even if you avoid the license points, the insurance company gets you on the other end.
     
  6. Black355

    Black355 F1 Veteran

    Feb 3, 2004
    5,255
    10036
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    Emil
    #6 Black355, May 13, 2007
    Be careful driving through NJ today if you're heading to AC...
     
  7. cntrvrsy

    cntrvrsy Karting

    Aug 17, 2006
    175
    New York
    Full Name:
    Doug
    #7 cntrvrsy, May 13, 2007
    Points and fines don't bother me so much. It's the insurance rates that worry me most. I got a speeding ticket in S.C. my insurance has renewed since then and it hasn't been reported to them.
     
  8. Italteen3

    Italteen3 Formula 3

    Oct 14, 2005
    1,074
    New York
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    Anthony
    #8 Italteen3, May 13, 2007
    Forgot to mention that! Have not seen any increase in my insurance at all and I was hit by a driver with a suspended license 3 days before my court date. No increase in my rates yet.
     
  9. Nabbs

    Nabbs Formula Junior

    Dec 23, 2003
    909
    Manhattan, NY
    Full Name:
    Naveed
    #9 Nabbs, May 13, 2007
    It's still tough to find the info on this; I know that NYS will NOT take infractions from other states an apply them to my NYS driving record. However, I am wondering if insurance companies get reports from other states when renewing my policy? If they rely soley on NYS, I am obviously in the clear.

    Thanks all for the info.

    -N
     
  10. cntrvrsy

    cntrvrsy Karting

    Aug 17, 2006
    175
    New York
    Full Name:
    Doug
    #10 cntrvrsy, May 13, 2007
    ^^ Couldn't honestly answer that because I would guess some insurance companies operately slightly different but what you could try is calling an insurance company (not yours) and act like you are considering switching and ask them what the policy on that is. See what answers they give and such.
     
  11. niptuck

    niptuck F1 Rookie

    Mar 1, 2006
    2,581
    NYC, NY
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    John L.
    #11 niptuck, May 13, 2007
    A freind of mine called Geico and asked....first time- lady was furious at the question and said, of course, they know this info. Next call a few minutes later- a guy said that if you're insured in NY, they only have the NY DMV info.
     
  12. INTRUBL

    INTRUBL Karting

    Mar 6, 2006
    102
    Mahopac N.Y.
    Full Name:
    Bob Anderson
    #12 INTRUBL, May 14, 2007
    All insurance companies that run MVRs (motor vehicle report) on their insureds get that information directily from the DMV. It all depends what states share information as to what goes on your record. Even if a CT. infraction shows up on your MVR, there is a good chance that your company won't pick it up for a while. Insurance companies do not run MVRs on their customers every year, that would be costly. They will do "spot checks" once in a while.
     

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