How much does your FF/Lusso insurance cost you? | FerrariChat

How much does your FF/Lusso insurance cost you?

Discussion in 'FF/Lusso' started by Natkingcolebasket69, May 3, 2019.

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  1. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    Hi everyone,

    Curious to see how much your ff cost to insure?

    Nice and short post;)
    Nat


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  2. 350MH83

    350MH83 Formula 3

    Jul 11, 2014
    1,104
    Denmark
    Full Name:
    Max
    Far too much... 5000 Euros a year. I started with another insurer at more than 7000 Euros a year. That includes reimbursement of value as new for the first 2 years, then 30% above market value.

    2018 V12 Lusso.
     
  3. bruno787

    bruno787 Karting

    Nov 1, 2010
    198
    PHILIPPINES
    not in US, but i paid $10,000 a year for a new Lusso.
     
  4. ANOpax

    ANOpax Formula 3

    Jul 1, 2015
    1,124
    The Netherlands
    €1,960 per annum for a 2011 FF.

    1% of assessed value.
     
  5. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    Wow far more than my old Testarossa at 60 usd a month...
    Any us folks with some values? Who do u use?


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  6. gilly6993

    gilly6993 Formula 3

    Aug 20, 2009
    2,475
    Longmeadow, MA
    Full Name:
    Eric
    ‘17 Lusso, Massachusetts, $2500 a year....these threads pop up time to time and there are so many variables it’s really pointless to compare.

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    BTDT likes this.
  7. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    Now that’s cheap ;)


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  8. papou

    papou Formula 3
    Silver Subscribed

    May 18, 2012
    1,567
    plantation Fla
    Full Name:
    daniel ross
    $2300, 2015 FF South Florida.
     
    Natkingcolebasket69 likes this.
  9. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    Love those prices ;)


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  10. Outrun

    Outrun Karting

    Wow expensive.

    I pay £1250 for 4 cars including the FF. We also have a Mini Cooper S Work, a BMW 530d m sport touring and an old 2004 Porsche Cayenne S for the dogs. In the uk it’s based entirely on a mix of claim history and statistics on the cars themselves. So the bmw costs the same as the ff as of course there are many more so the average claim value is much higher. I have 20 years with no insurance claims, as does my wife so the costs to insure if reasonable. If you were in your 20s and your history was only small engined stuff then it would be much much more.
     
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  11. absent

    absent F1 Veteran
    Lifetime Rossa

    Nov 2, 2003
    8,810
    illinois
    Full Name:
    mark k.
    $4200 for 2019 Lusso with CHUBB in Illinois.
    Agreed on value, guaranteed at MSRP not market value at the moment
     
    Natkingcolebasket69 likes this.
  12. luckyguy

    luckyguy Karting

    Nov 18, 2016
    99
    venice italy
    We should point out the country.

    My 2018 lusso insurance was so high that I made it with ferrari leasing

    From what I remember was more than 13k euro yearly

    If someone has a good insurance company can send me the name for upcoming portofino

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  13. timjen88

    timjen88 Karting

    Aug 20, 2015
    239
    Colorado/Palm Springs
    2014 FF, Colorado, $2800 Hagerty, agreed value
     
  14. FFantastic

    FFantastic Formula Junior

    Mar 23, 2015
    857
    UK Riviera
    Lusso new cost 280k ins = £2650 with full new cost replacement for first 3 years, Ferrari only approved repairers, glass replacement only by Ferrari.
     
  15. F142George

    F142George Karting

    Jun 26, 2014
    221
    UK
    Full Name:
    George
    That seems quite low, if you don't mind me asking which insurance company you are with in the UK and how many years youve been with them?
     
  16. FFantastic

    FFantastic Formula Junior

    Mar 23, 2015
    857
    UK Riviera
    First Point, talk to Mark Garbett. 01604 498878 (mention my name F1 BJL) The insurance company is Aviva Private Client. Never claimed and have max NCB on 7000 miles per year. Garaged up long private drive in DT post code.
     
    Andial, F142George and of2worlds like this.
  17. ttforcefed

    ttforcefed F1 World Champ
    Rossa Subscribed

    Aug 22, 2002
    18,760
    go with PURE
     
    vraa and Natkingcolebasket69 like this.
  18. 350MH83

    350MH83 Formula 3

    Jul 11, 2014
    1,104
    Denmark
    Full Name:
    Max
    Indeed, Italy is one of the most insane countries I got to live in, with regards to insurance premiums. Back in 2013 I bought a small Class B for my wife, and the premium was EUR 2,500 per annum... 10% of the car cost! I also had a Mercedes ML at that time, that I kept under french registration (and therefore insurance) and I was paying less than EUR 900 per annum for it. Almost 3 times less, for a car worth more than 3x more. Go figure.
     
    luckyguy and Natkingcolebasket69 like this.
  19. HyperMac954

    HyperMac954 Karting

    Jul 2, 2012
    82
    $4K/yr for Lusso, 812, Wrangler, and Audi A3. AAA insurance, in California.
     
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  20. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    That’s pretty damn cheap!


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  21. ml321

    ml321 Formula Junior

    Aug 26, 2008
    254
    London/Munich
    About 5,500 Euros with 10,000 Euros deductible - Germany
     
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  22. vraa

    vraa F1 Rookie
    Rossa Subscribed

    Oct 31, 2003
    3,492
    Texas
    Full Name:
    Mr. A
    I wish I could grab Pure

    I have 12k$/yr for the FF, IS-F, and 2 ducatis and a harley - with Safeco

    I'm a renter though, most of the big guys want to underwrite a home policy
     
  23. unotaz

    unotaz Formula Junior

    Jun 4, 2006
    494
    Los Angeles
    Full Name:
    Michael
    How come nobody is using Hagerty? I use them for all of my exotics, except my daily Panamera Turbo S and Cayenne Turbo.
     
  24. Natkingcolebasket69

    Natkingcolebasket69 F1 World Champ

    Too much for my TR, but I’d consider them for a newer car


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  25. 95spiderman

    95spiderman F1 World Champ
    Silver Subscribed

    Nov 1, 2003
    15,057
    ny
    #25 95spiderman, May 10, 2019
    Last edited: May 10, 2019
    just checked with my allstate agent. current alfa giulia is 1300/yr and change to ff would be 3400/yr. also, a new audi rs5sb would be 2000/yr for comparison
     

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